Live market data, current interest rates, mortgage tools, and curated MLS listings for Hamilton Mountain — everything you need to buy or sell with confidence.
Current snapshot of the Hamilton Mountain housing market. The most recent complete monthly release is the Cornerstone Association of REALTORS® August 2026 report: 1,258 homes sold across the region (down 19.0% month over month and 13.0% year over year, the lowest August total since 2013), 2,492 new listings (near record lows), a Hamilton benchmark price of $670,600 (down 0.5% month over month, 5.0% year over year), and 4.3 months of inventory. The detailed City of Hamilton cards below reflect the latest published Hamilton city-level breakdown (July 2026), and the Mountain-specific detached average of $717,764 comes from the most recent Hamilton Mountain district-level MLS data (June 2026). All other figures are Hamilton-wide unless noted.
Freehold Detached
$848,891
Hamilton avg · July 2026 city-level · ↓0.6% YoY
Townhouse
$599,743
Hamilton-region estimate · Cornerstone combines townhouse & condo
Condo / Apartment
$384,828
Hamilton-region avg · July 2026 · ↓9.8% YoY
Detached on the Mountain
$717,764
Hamilton Mountain district level · June 2026 · most recent Mountain-specific release
Hamilton-wide metrics from the Cornerstone Association of REALTORS® monthly reports. The most recent complete release is August 2026 (region-wide sales 1,258, new listings 2,492, Hamilton benchmark $670,600, 4.3 months of inventory); the detailed cards here show the latest published Hamilton city-level breakdown (July 2026). Hamilton Mountain district data is shown where available, most recently a detached average of $717,764 (June 2026), and new district-level releases are added as Cornerstone publishes them.
Avg. Sale Price (All Types)
$741,172
Hamilton-wide · July 2026 · ↓3.4% YoY · Mountain detached: $717,764 (June 2026)
Monthly Sales
500
Hamilton-wide · July 2026 · ↓8.6% YoY
Avg. Days on Market
42
Hamilton-wide · Aug 2026 · up from 38 in July
Sale-to-List Price Ratio
96.0%
Hamilton-wide · Zolo estimate · below asking on average
Sources: Cornerstone Association of REALTORS® September 3, 2026 market update for August 2026 data (sales down 19.0% MoM / 13.0% YoY to 1,258 units, new listings down 20.8% MoM / 15.5% YoY to 2,492, Hamilton City benchmark $670,600 down 0.5% MoM / 5.0% YoY, 4.3 months of inventory, 42 days on market), Cornerstone Hamilton-Burlington Housing Statistics city-level package (July 2026) for price and volume detail, Zolo.ca sale-to-list ratio and active-listing data, and WOWA.ca housing market report. Hamilton Mountain district-level detached average ($717,764) from Mountain-specific MLS® data (June 2026) via ShawnPalmer.ca. District-level Hamilton Mountain sub-area pricing typically runs 10-15% below Hamilton-wide averages due to the area's mix of housing stock.
Avg. Days on Market
42
Hamilton-wide · Aug 2026 (Cornerstone) · up from 38 in July
New Listings (This Month)
2,492
Cornerstone region · Aug 2026 · ↓20.8% MoM · ↓15.5% YoY · near record low
Active Listings (Total)
~2,328
Hamilton-wide · latest city-level (July 2026) · ↓13.1% YoY
Months of Inventory
4.3
Hamilton · end of Aug 2026 · unchanged YoY · balanced zone
Sale-to-List Price Ratio
96.0%
Hamilton-wide · Zolo median-based estimate (latest)
Market Condition
Balanced Market
4.3 months of supply · ~50% sales-to-new-listings ratio on the Mountain
Monthly Sales
1,258
Cornerstone region · Aug 2026 · ↓19% MoM · ↓13% YoY · lowest August since 2013
Hamilton City Benchmark
$670,600
Hamilton HPI · Aug 2026 · ↓0.5% MoM · ↓5.0% YoY
Avg. Sale Price (All Types)
$741,172
Hamilton-wide · latest published (July 2026) · ↓3.4% YoY
Data period: August 2026 (most recent complete monthly release). The Cornerstone Association of REALTORS® August 2026 market update, published September 3, 2026, reported 1,258 residential sales across the association (down 19.0% month over month and 13.0% year over year, the lowest August total since at least 2013) with 2,492 new listings (down 20.8% month over month and 15.5% year over year, near record lows). Hamilton's MLS Home Price Index benchmark was $670,600, down 0.5% for the month and 5.0% year over year, with 4.3 months of inventory (balanced territory) and an average of 42 days on market. The detailed City of Hamilton cards (average days on market, new listings, active listings, monthly sales, and average sale prices by type) reflect the latest published city-level breakdown (July 2026): about 500 sales, 1,019 new listings, roughly 2,328 active listings, 41 days on market, and average sale prices of $848,891 for detached, $599,743 for townhouse, and $384,828 for condo apartment from Cornerstone/Hamilton-region data via WOWA.ca and related sources (Cornerstone's city release combines townhouse and condo into one average, so separate townhouse/condo figures are region-wide estimates). The sale-to-list price ratio (96.0%) is a Zolo median-based estimate. On the Mountain specifically, detached homes averaged $717,764 in the most recent district-level release (June 2026). Market condition reflects a balanced market with 4.3 months of supply and a sales-to-new-listings ratio of roughly 50% on the Mountain. Data is updated monthly when new Cornerstone reports are published.
Last updated: September 28, 2026. Data from Cornerstone Association of REALTORS® MLS and public market sources.
What it means for Hamilton Mountain buyers
Bank of Canada Target Rate
2.25%
As of October 2026
Current Prime Rate
4.45%
As of October 2026
Latest Decision
No change · 0.00%
September 2, 2026 · Target Rate 2.25%
Your mortgage rate is not the prime rate. Banks set your actual rate as the prime rate plus their own lender spread. For example, if prime is 4.45% and your lender adds 1.5%, your rate would be 5.95%. The exact spread depends on your lender, your credit profile, and the type of mortgage you choose. This is why getting pre-approved matters — it locks in your specific rate.
January 28, 2026
Held2.25%
Resulting target rate
March 18, 2026
Held2.25%
Resulting target rate
April 29, 2026
Held2.25%
Resulting target rate
June 10, 2026
Held2.25%
Resulting target rate
July 15, 2026
Held2.25%
Resulting target rate
September 2, 2026
Held2.25%
Resulting target rate
October 28, 2026
Upcoming—
Not yet announced
December 9, 2026
Upcoming—
Not yet announced
Source: Bank of Canada policy interest rate announcements (bankofcanada.ca). As of October 2, 2026, the Bank of Canada target for the overnight rate is 2.25% (Bank Rate 2.50%, deposit rate 2.20%) and the major banks' prime rate is 4.45%. At all six 2026 decisions to date (January 28, March 18, April 29, June 10, July 15, and September 2), the Bank held the policy rate at 2.25%. The next scheduled decisions are October 28 and December 9, 2026. Target rate is the Bank of Canada overnight rate; prime rate (4.45%) is the conventional prime lending rate at Canada's major banks.
Curated MLS searches to help you find exactly what you're looking for on the Mountain.
Beat the summer heat — browse homes with pools on the Mountain
Browse listings 🛏️Need space for the whole family? Browse homes with 4 or more bedrooms
Browse listings 🔑Perfect for in-law suites, rental income, or multi-generational living
Browse listings 💰Hamilton Mountain homes at accessible price points — great for first-time buyers
Browse listings 📐Room to spread out — large homes on Hamilton Mountain
Browse listings 🏘️Low-maintenance living in the heart of the Mountain
Browse listings 🏗️Be the first to see new construction on Hamilton Mountain
Browse listings 🌳Homes with stunning escarpment views or proximity to nature
Browse listingsDon't see what you're looking for? Tory can set up a custom search tailored to exactly what you need — get in touch!
Estimate your monthly costs for buying a home on Hamilton Mountain.
Minimum 5% in Canada
Editable — pre-filled with typical lender rate
Estimated Monthly Payment
$2,798
Principal & interest
Total Estimated Monthly Cost
$3,598
Mortgage + tax + insurance
CMHC Insurance
$0
Not required at 20%+ down
Ontario Land Transfer Tax
$0
One-time closing cost
Est. Property Tax + Insurance
$750/mo
~1.2% tax + ~$100 insurance
⚠️ Disclaimer: These calculations are approximate estimates only. Your actual mortgage payment depends on your credit score, income, debt ratio, chosen lender, and specific property details. CMHC insurance applies when your down payment is less than 20%. Land transfer tax is calculated for Ontario. For an accurate picture of what you can afford, get pre-approved by a mortgage professional.
Tory works closely with the M2M Mortgage Team — they provide exceptional service and competitive rates. Whether you're a first-time buyer or looking to refinance, they'll walk you through every step.
When you reach out, be sure to mention that Tory sent you — you'll get the VIP treatment!
The Rent-to-Own program through Ownable gives you a real path to homeownership — even with credit challenges, bankruptcy, or self-employment income. Live in your future home while you build toward qualifying for a mortgage.
Everything you need to know before selling your home for the first time — live, interactive, and completely free.
Selling your home for the first time can feel overwhelming — where do you even start? What should you fix? How do you price it right? What are the hidden costs? This free quarterly webinar answers all of those questions and more.
Hosted by Tory Akene, REALTOR® with Real Broker Ontario Ltd., this interactive session walks you through the entire selling process step by step — from preparing your home for market to closing day. You'll learn staging secrets, pricing strategies, negotiation tips, and the common mistakes that cost first-time sellers thousands.
Whether you're actively thinking about selling or just exploring your options, this webinar will give you the clarity and confidence to make the right decision for your family.
How to prepare your home for sale without overspending
Pricing strategies that attract buyers and maximize your return
The real costs of selling (commissions, staging, closing costs)
How to choose the right real estate agent
Common mistakes first-time sellers make — and how to avoid them
Q&A with a licensed REALTOR®
More testimonials coming soon.
Date TBA — Next session coming soon. Fill out the form below to join the waitlist and be the first to know when registration opens.
You'll be the first to know when the next webinar date is announced. In the meantime, book a free consultation with Tory to discuss your selling goals.
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